Personal Accounts


This is the perfect account for individuals, trusts, and estates, offering unlimited check writing, no monthly service fees, and interest on balances of $1,000 or more.

  • No Monthly transaction fees.
  • Interest paid on the daily collected balance of $1,000 or more.
  • $100 Minimum Balance to open.
  • 15 Free Online Bill Pays per month. $.50 for additional monthly Bill Pays.
Individuals and non-profits that want to earn a return on their investment without paying excessive fees will also enjoy unlimited transactions and free Grand Bank Checks. Competitive tiered interest rates reward you for keeping higher balances.

  • Tiered Interest paid on daily collected balances of $25,000 or more. Please ask about our rates.
  • $100 Minimum Balance to open.
  • $10 Monthly Balance Fee or Free with a $25,000 or more average collected balance.
  • 15 Free Online Bill Pays per month. $.50 for additional monthly Bill Pays.
Designed for individuals, partnerships, and even corporations looking for competitive, tiered interest rates, this option offers the advantage of a return on liquid savings. The more you keep on deposit, the more you earn.

  • Interest paid on daily collected balance in excess of $2,000. Please ask about our rates.
  • $100 Minimum balance to open.
  • Six free withdraws per month. $10 per withdraw thereafter in any one statement cycle.
Grand Savings is the perfect way to safe for...rainy days, emergencies, vacations, special occasions, or just because. Interest is paid on collected balances.

  • $100 Minimum Balance to open.
  • Interest is compounded and paid quarterly.
  • $5 Monthly Balance fee or Free with a $500 or more average collected balance.
  • Six free withdrawals per month. $2 per withdrawal thereafter during any one month period.
For customers who know they will not need access to their funds for a set amount of time and want a higher rate of return our CD’s are the perfect option.

By committing to keep your investment with Grand Bank for a longer duration in a Certificate of Deposit (CD), you can earn interest at a higher rate than that of a traditional savings account! Please ask about our current rates and terms.

Additional FDIC insurance is available on Checking, Money Market Accounts and
Certificates of Deposit through our ICS/CDARS Program. In short, any organization or
individual who wants to combine the convenience of working with a single bank and the security of full FDIC insurance coverage can benefit from ICS/CDARS. Ask for details!

Grand Bank offers several personal loan options! Whether you are looking for a construction loan, home financing, a boat or auto loan, we’ll help you to find the best option that fits your needs!




1 Limited to 6 free withdrawals per month, excluding in person and ATM transactions.